INSURANCE FOR SMALL BUSINESS MADE EASY

Tailored business insurance provides customized coverage for your business—no matter what it is.

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Get Covered & Build.

At Coverage Cowboy, we believe in helping you take smart risks with your business. We don’t just want to protect what you already have—we want to help grow it. That means offering insurance that will help you do more than survive—it will help you thrive.

We know you're busy.
So We Made it Easy.

Tell us what you do.

Select your coverages

Get your certificate of insurance!

Let's find the coverage that's right for your business.

We offer 7 different types of business insurance so you can design the coverage that's right for your company's needs.

general-liability

General Liability

Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.

Asset 1 2 small business insurance

Workers' Compensation

If you have employees, it’s mandated by law to carry workers’ compensation insurance to help cover medical bills and lost wages due to workplace accidents. And don’t forget about yourself — get business owner’s coverage to protect your assets.

Asset 14 1 small business insurance

Professional Liability/E&O

Professional Liability insurance protects you from the costs of lawsuits where you’re accused of negligence, error, or malpractice. It’s an essential for anyone who provides professional services to clients, including doctors, lawyers, accountants, and other professionals.

Asset 13 1 small business insurance

Commercial Auto

Your bottom line shouldn’t have to include repair costs. With Commercial Auto, you’re covered for dents, tows and damage to someone else’s vehicle.
Asset 16 1 small business insurance

Tools & Equipment

Protect your gear and your business. If your stuff gets damaged or stolen, we’ll help you get back on your feet fast, the right way.
Asset 10 3 small business insurance

Commercial Property

Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business. If there is a fire, or another covered event causes an interruption to your business, we make sure you keep your lights on.
Asset 3 2 small business insurance

Business Owner's Policy

A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.
general-liability

General Liability

Accidentally damaged a customer's property? General liability insurance is there to cover you and protect you from the potentially costly errors of accidental damage.
Learn More
Asset 1 2 small business insurance

Workers' Compensation

If you have employees, it’s mandated by law to carry workers’ compensation insurance to help cover medical bills and lost wages due to workplace accidents. And don’t forget about yourself — get business owner’s coverage to protect your assets.
Learn More
Asset 14 1 small business insurance

Professional Liability/E&O

Professional Liability insurance protects you from the costs of lawsuits where you're accused of negligence, error, or malpractice. It's an essential for anyone who provides professional services to clients, including doctors, lawyers, accountants, and other professionals.
Learn More
Asset 13 1 small business insurance

Commercial Auto

Your bottom line shouldn't have to include repair costs. With Commercial Auto, you're covered for dents, tows and damage to someone else's vehicle.
Learn More
Asset 16 1 small business insurance

Tools & Equipment

Protect your gear and your business. If your stuff gets damaged or stolen, we'll help you get back on your feet fast, the right way.
Learn More
Asset 10 small business insurance

Commercial Property

Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business. If there is a fire, or another covered event causes an interruption to your business, we make sure you keep your lights on.
Learn More
Asset 3 2 small business insurance

Business Owner's Policy

A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.
Learn More

Pro tip: There's up to a 10% discount when you buy more than one type of policy.

"I've had my policy for a couple of years now, and have always been treated with the utmost respect and honesty. They will never try to sell you something you don't need. I highly recommend Coverage Cowboy!"

Ana Newman

testimonial1 small business insurance

"Coverage Cowboy provides an excellent service at a great price, and the people there are some of the most polite and professional I've ever dealt with. They're a great company and I will continue to use them for years to come."

Leah James

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"This is the first insurance agency that I deal with that actually seemed to care about the health of my business! Working with Coverage Cowboy was a breeze and the best experience I've had so far."

Kevin Gonzalez

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testimonial2 scaled e1659368751366 small business insurance
Coverage Cowboy provides an excellent service at a great price, and the people there are some of the most polite and professional I’ve ever dealt with. They’re a great company and I will continue to use them for years to come.

Leah James

testimonial3 small business insurance

“I’ve had my policy for a couple of years now, and have always been treated with the utmost respect and honesty. They will never try to sell you something you don’t need. I highly recommend Coverage Cowboy!”

Kevin Gonzalez

testimonial1 small business insurance

“Excellent service and some of the most polite and professional staff I’ve ever dealt with. Rates cannot be beat and their honesty is great.”

Ana Newman

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Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.

Our live and friendly U.S.-based insurance experts are standing by to help you with all your insurance needs.